How much does travel health insurance cost

travel health insurance

Travel insurance is protection during your stay abroad. If necessary, the travel insurance contract provides you with on-site medical care, arranging and paying for medical care. Availability of an insurance policy is a prerequisite for travel. How much does travel health insurance cost?

Why do you need it?

  • If you take out travel insurance for travelers, you will receive organization of medical care and reimbursement of medical expenses all over the world.
  • A travel policy meets all visa requirements and guarantees insurance coverage for citizens working or studying abroad.
  • All programs include reimbursement of medical expenses for diagnosis, out-patient and in-patient treatment of the insured in case of COVID-19 disease.
  • In case of insured event, it is enough to apply by phone and follow operator’s instructions.

Visa insurance is not only a requirement of the embassies, which you are obliged to fulfill and get used to. The main task of a travel insurance agreement is to compensate for medical expenses during your stay abroad, which may arise due to sudden illness or accident. Medical care abroad can cost tens of thousands of euros. If you go abroad for medical treatment, it is obligatory to have health insurance.

  • If you have insurance, you are guaranteed free medical care during your trip under the chosen insurance program. The insurance company pays for medical consultations, medicines, and inpatient treatment of the client (the client spends nothing).
  • If there is no insurance, the client pays all medical expenses. And this is very expensive! For example, a consultation with a therapist in UAE starts from 150 USD, in France from 30 EUR. In Israel, it costs from 50 USD for a consultation with a specialist; in the USA – from 35 USD at a municipal clinic and from 300 USD at a private hospital; it costs 200-300 USD to visit a doctor for a common cold, an ambulance and transfer to a hospital – at least 1,500 USD, and “911” service – about 900 USD.

The cost of travel insurance depends on various factors. First of all, it may vary depending on the insurance company whose services you use. You should also keep in mind that there are different insurance policy options. Depending on the insurance that you choose, the price may vary. You can find out the exact prices from the insurance company or check different prices on different websites.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes:

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>